Flood Insurance

Harris Insurance will find a quality flood insurance policy to fit your needs. Whether you are a homeowner, business owner, landlord, or renter in the Jasper, AL area, our experienced agents want to work for you. You may be about to get a mortgage. Did you know some mortgage lenders require flood insurance? We will present you with a no-obligation quote tailored to your situation. Allow yourself peace of mind by knowing you have minimized your risk of loss due to flooding.

Your Alabama property doesn't need to be located in a low-lying area to be damaged by floodwaters. If the ground is saturated, or nearby stormwater drains are clogged, the water has nowhere to go. Wildfires alter ground conditions, causing erosion in new places. Ground erosion, followed by heavy rain, produces mudslides and flooding. Water uses the path of least resistance, which unfortunately may lead right into your building. Flood water is dirty, disgusting, and sometimes dangerous, especially if sewers have flooded.

Water damages almost everything, from the appliances and carpet to the wiring, wood furniture, and your daughter's favorite stuffed zebra. Your stuff is waterlogged. Flooding happens fast, but the recovery takes time. Your homeowners' insurance might cover flooding due to rain leaking in, but probably doesn't cover flooding due to rising water. Minimize your risk of financial loss with flood insurance. Do not let everything you've worked for wash away.

Flood insurance policies can cover the building, the contents inside, or both. Reduce your risk from flood loss. Find out what situations and belongings are insurable, and what circumstances are not. Let us locate the best coverage for you. We understand the National Flood Insurance Program (NFIP) as well as available commercial policies. Our Jasper, AL agents work hard for you. Contact us for a no-obligation quote. Call or visit Harris Insurance today to learn more about your flood insurance options.