Like almost every other state in the union, Alabama has mandated auto insurance requirements. Given the necessity of having available transportation to so many aspects of life, ensuring you have auto insurance that you can trust at a price you can afford is necessary. In Jasper, AL, Harris Insurance is a trusted independent insurance agency with 50 years of quality service experience. We treat every customer with respect, and we listen to your needs, both insurance and financial, and find the carrier that will meet those needs.
In the state of Alabama, all drivers must carry liability insurance. The amount required is 25/50/25. This is $25,000 for injury or death to the other party in the accident, with a total for each accident of $50,000. This insurance pays medical bills, lost wages, and in the event of a suit against you for suffering and pain up to the amount on the policy. The property coverage must be $25,000.
If you choose not to carry liability insurance, the consequences can be quite serious. The first offense may result in a $500 fine, and the second offense rises to $1000 and a six-month suspension of your license. Your auto registration will also be suspended, and a $200 reinstatement fee collect for the first offense and $400 for subsequent offenses.
It is estimated 22% of Alabama drivers are uninsured, making it the 6th worst state in the country. Having uninsured or underinsured motorist insurance is not required, but it makes perfect sense to protect yourself against these drivers.
If you need auto insurance today or are considering changing agencies or carriers, Harris Insurance in Jasper, AL is the place to go. We are here for you today and tomorrow. Give us a call or come to our office and let us give you a free quote.