Harris Insurance proudly serves the Jasper, AL community and the surrounding areas. We work closely with multiple carriers throughout the South. This allows us to offer flexible policies designed to meet the evolving needs of our clients. For over 20 years, we have helped residents face life’s challenges knowing that they are protected in any situation.
Home Insurance Misinformation Alabama Locals Should Learn About
Your Jasper, AL home is a significant investment. You’ve likely made a lot of sacrifices to become a homeowner. Home insurance protects your property against potential damages. Your possessions inside your home are also covered if damaged or stolen. Liability coverage is an asset. Accidents may occur at any moment. Liability coverage protects you if one of your guests is injured on your property. You are also covered if you accidentally damage someone else’s property. You can add alternative living coverage to protect you if your home suffers extensive damage and you have to stay somewhere else temporarily. Look over your policy carefully to avoid any errors.
Home insurance differs from flood insurance. If your home suffers flood damage after a natural disaster moving through the area, you are not covered unless you alter your policy. Flood damage differs from water damage, which could occur due to a broken pipe or drainage issues. Your policy also leaves you unprotected if you don’t take care of your home. Perform regular maintenance on your home to avoid long-term problems. If mold develops, this is a common situation where homeowners are left unprotected and may be forced to make tough decisions.
Harris Insurance Will Help You Obtain The Right Coverage
Contact our office to learn more information about home insurance.