In today’s culture, we have a daily schedule filled with meetings that will keep us busy until the end of the day. Too often, we forget our responsibility to keep our auto insurance updated. The staff at Harris Insurance in Jasper, AL, can offer some assistance to prevent a lapse in policy coverage.
Understanding a Lapse in Auto Insurance
Insurance providers define a lapse in coverage as a period when a policyholder does not have a valid auto insurance policy. All insurance policy agreements typically have a grace period that allows you to reinstate your coverage before your auto insurance is removed. A continued lapse in coverage will force you to cover all damage and injuries sustained in a road accident without the assistance of your insurance provider. You may be classified as a high-risk policyholder, which could limit your auto coverage options.
How to Avoid a Lapse in Auto Insurance Coverage
It is important to keep your auto insurance coverage up to date. Renewing your policy promptly will prevent any lapse in coverage from taking place. Auto insurance cancelation will harm your standing with local government agencies as a good driver. But there are ways to avoid a lapse in auto insurance coverage. You can set up an automatic payment plan with your insurance provider. It allows them to deduct from your bank account without the threat of your insurance policy being canceled. Other policyholders set up calendar reminders on their various computer devices. It alerts them when their auto insurance policy needs to be updated before the coverage expires.
Understanding the importance of auto insurance is crucial for all vehicle owners. At Harris Insurance in Jasper, AL, we want to help you avoid any lapse in policy coverage. Our staff can offer options that keep your auto insurance updated without delay. Call and schedule an appointment today.