At Harris Insurance, we insure many of the drivers in Jasper, AL. These drivers come to us when they purchase their vehicle, so their policy insures their automobile as they drive it off the lot. Many of the drivers then take their vehicle to a customs shop and make changes to it.
Customizations Raise Your Vehicle’s Value
When an auto owner customizes their vehicle by adding a spoiler, custom truck bed, bed liner, or other major change, they add to the vehicle’s value. Their auto insurance does not automatically cover these changes. The owner needs to update their policy to reflect the more valuable vehicle; otherwise, they risk losing money if it incurs damage or gets totaled.
Updating Your Auto Insurance
When a policy owner files a total loss claim using their comprehensive or collision coverage, the insurance company values it according to the Kelley Blue Book value. That Blue Book value does not include the change you made to your vehicle. That means you would lose the thousands of dollars spent on your front and rear spoilers and their installation, plus that lovely custom paint job you added. Adding scheduled coverage to your auto policy for each of these customizations would fully cover your automobile.
Contact Harris Insurance Today
Contact Harris Insurance to insure your automobile before driving on the streets of Jasper, AL. If you altered your car, truck, SUV, or van, you need to update your auto coverage to ensure you insure it at its full value. Let us help you add scheduled coverage so that you receive the full value of your customized car, truck, SUV, or van in the event of an accident.