When you have a vehicle in Alabama, it is required by the state that you have at least the minimum required insurance that is mandated. You also must have proof of your insurance policy in the vehicle and must show it when required. Not having auto insurance in the state can open you up to fines and fees, and you may have your vehicle’s registration suspended. When you need an auto insurance policy, contact us at Harris Insurance in Jasper, AL to get started with a policy of your own.
Liability Insurance in Alabama
Getting your auto insurance in the state requires that you have two types of liability coverage in the policy and three different minimum amounts of coverage. There is one minimum amount required for bodily injury liability for one person who has injuries after an accident that you caused. There is another amount required for all of those who have injuries after an accident that you are at fault for. There is another amount required for property damage liability to pay for the damage done to another person’s property in an accident that you are liable for.
Uninsured/Underinsured Motorist Bodily Injury
This type of insurance is required to be presented as a part of the insurance policy, but it is possible for you to refuse this coverage and still keep legal insurance. However, it’s a good idea to keep this coverage in place so that you are protected in case of a driver who has no insurance or has too little insurance. With this coverage, you will also have better peace of mind in knowing that you are protected in case of accidents with those drivers.
Get Auto Insurance in Alabama
When you have a vehicle in the state, you have to be covered. For a policy of your own, call us at Harris Insurance in Jasper, AL.