When you own your business, and you want to make sure that it is protected, you should consider getting a commercial insurance. Commercial insurance helps reduce your risk as a business owner and ensures financial protection for your employees. If you have never carried business insurance before, and you want to know more about it, Harris Insurance serving clients in Jasper, AL prepared a list of basics about this type of insurance:
Things You Should Know About Commercial Insurance
- There are several types of commercial insurance. They are commercial property coverage (covers commercial buildings and their contents), general liability (coverage to a business for personal injury, property damage, or bodily injury), professional liability (covers a business owner from damages caused by errors and mistakes), commercial auto insurance (covers vehicles used for commercial purposes), workers’ compensation (protects your employees), business interruption insurance (covers any loss of income that a company experiences after loss or disaster).
- Certain factors may affect the cost of your commercial insurance. These factors include the type of your business, risks, the number of employees, and others.
- Commercial insurance policies have their limit, and they do not cover everything. For example, they will not cover damages caused by flood or liability resulting from your own negligence.
Harris Insurance Serving Jasper AL – Your Safety and the Safety of Your Business Is Our Priority
If you are a business owner running your business in Jasper, AL or any other surrounding town, Harris Insurance is ready to help you find a policy addressing your personal needs and preferences. Feel free to visit our website or give us a call if you need more information about the insurance options we offer.